Life Insurance Buying Decisions

Life Insurance needs vary by person, and will change depending on what stage of life a person is in. Life insurance is a vital part of your family’s…

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Homeowners Insurance

Homeowners coverage provides financial protection against loss due to disasters, theft and accidents. Most standard policies include four essential…

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Accident Forgiveness on Car Insurance

What is accident forgiveness on Car Insurance? Accident forgiveness is a feature of an auto insurance policy that protects your driving record from…

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Summer Tips to Avoid Water Damage

With summer being a popular time for vacations, here are some valuable tips to avoid costly water damage to your home: Clean your gutters and…

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Flood Insurance – Top Ten Facts

Top Ten Facts About Flood Insurance: 1. Everyone lives in a flood zone. You do not need to live near water to be flooded! Over 20% of all flood…

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Distracted Driving Crashes

Distracted driving, including talking or talking on cellphones, that take a drivers attention off the road are a major safety threat to anyone on the…

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Business Interruption Insurance

Business interruption insurance is as important to a business as fire insurance. Most business owners consider their fire insurance needs, or if they…

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Cyber Liability and Small Business

If you have a small business, check out these statistics: Forty-three percent of cyberattacks target small businesses. Only 14% of small businesses…

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Homeowners Insurance and House Buying

Shopping for your dream house? There are many considerations when looking at real estate, like property taxes, school district, the appeal of the…

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Car Insurance Discounts

Are you taking advantage of all of the discounts available on your car insurance? You may want to call your agent to review what discounts are…

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Cyber Liability Insurance

Technology is vital to conducting business. However, the same technology your business relies on can also leave it vulnerable to costly security…

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Condominium Insurance

What type of insurance do you need as a condominium unit-owner? You will need a homeowners insurance policy form made specifically for condo unit…

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Service Line Coverage and Homeowners Insurance

You may not know that the plumbing and underground wiring that brings water, power, data and communications to your home is your responsibility!…

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Workers Compensation Explained

Compulsory Workers Compensation in New Jersey: Compulsory means that every employer must have workers compensation insurance! If you employ even just…

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New Year’s Eve and Insurance

The Dos And Don’ts of New Year’s Eve These are not all insurance related tips, and most are just common sense. But this New Years Eve, be safe! It is…

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Car insurance & Accident Forgiveness

We are often asked: Can I get Accident Forgiveness on my car insurance policy? If I don't have this option, how much will my insurance go up after an…

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Dog Bite Liability Claims

Your homeowners insurance policy includes "Personal Liability" Coverage. Review your policy to see if it includes up to $300,000 or $500,000 of…

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Umbrella Insurance – Do I really need it?

This is a very common question! The answer is, yes! Everyone should have an umbrella policy. Watch this video to learn more:…

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Homeowners Insurance – How You Can Save Money

Here are some ways you may be able to save money on your Homeowners Insurance: Raise your deductible - the higher your deductible, the more money…

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Home-Based Business

You need to think about your risks and insurance needs if you are running a home-based business. If you are going to start a business, or have been…

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Employment Practices Liability Insurance

Employment Practices Liability Insurance (EPLI) covers businesses against claims by workers that their legal rights as employees of the company have…

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Car Insurance Cost

How much you'll pay for car insurance depends on many factors. Here is a list of many of the primary factors: Your driving record – The better your…

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Business Interruption

Business interruption insurance is crucial for a business to survive after a covered claim, such as after a fire, to your premises. If your business…

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Flood Insurance Reauthorization Date Approaching

Did you know: Congress must periodically renew the NFIP’s statutory authority to operate. On July 31, 2018, the President signed legislation passed…

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Auto Insurance for Teen Drivers

For parents, the excitement of having a first-time driver in the house is usually tempered with worry. With little driving experience, immature…

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